I came here just to read those people's ignorant posts. Guess I got here too early :(

WTF kind of fund are you in, everything is Up Up Up for the last 2+ years.

Market market market. There will be ups and downs, but if you do not need to cash out in the next few years, the S&P500 earns on AVERAGE 7% per year. You'll lose some years, but some years, like 2013, you'll make 29.6 PERCENT, 31.9 if you include dividend yields. If you wait long enough, buy into an index ETF, and…

Yes, AS LONG as you do not transfer into a Roth IRA. If you transfer a traditional 401(k) into a Roth IRA you will have to pay income tax + penalties on all of that 401(k) money before it even makes it to the IRA.

A person should invest in a 401(k) up to the amount that gives them 100% of their companies match, always, not doing so is throwing away money. Most (legit, large) companies offer a match, so saying 401(k) investing is for dummies is a stretch. However, I agree that EVERYONE should be maxing out a Roth IRA, 401(k) or…

People are dumb, yes. But I am not. I have used credit cards for spending EXCLUSIVELY for over 10 years and I have never paid a CENT in interest. And I've made several thousands in the last decade on cash back alone. If you have the willpower (many don't) get the best rewards card that fits your interest, and use it…

They likely are. Most people's CURRENT salary will be much lower than their ENDING salary.

The world of engineering. I went and got an engineering degree and made more than half that the day after I graduated college, at 22.

Ding ding!

The median ending, before retirement salary, once your career is over, is not $60k, it is much higher (maybe not $125k though, not sure) which was my point. And the article's point.

$125k/yr salary by the end of your life? I certainly hope so, or you picked the wrong profession and you're in for a rough time, bud.

The S&P 500 has averaged almost 10% a year over history.

Different engineering degrees probably round out the top 10, if not the top 15.