That’s because Credit Unions actually know who their members are. If you are a good, trustful person that has is a good member, the Credit Union will work with you, unlike a bank. Flip side is, if you actually screw over a Credit Union, they will come after you, unlike a bank writing it off as the “cost of doing…

Considering the burden of proof is much lower in civil cases, if it was dismissed here, any criminal charges seems unlikely yes?