I am totally surprised that a card holder is not REQUIRED to show ID. I believe if it were, it may cut down on fraud, and maybe creditors wouldn’t charge as much for certain lines of credit?

Although I have learned from this article, my question still remains, “NOT VALID UNLESS SIGNED” If my card is not valid without signature and a purchase is made, how is this possible? Who then, is responsible? I know the answer, but please, give me some insight on what I see to be potential for a large hole in the…