What I understood, unless you note down every penny you spent, you won’t be able to analyse properly your savings situation.
1- First step was that I was keeping all major categories of the spendings in my mind and had a rough idea about balance
2- Second step was that I have created an excel table to maintain main…

sorry for slight deviation, but I was just wondering how apps can help people to keep more savings, espessialy these days, everyone is using phones more than anything else.