I agree with you. There are SO many reasons why what students are doing now is NOT homeschooling. I don’t know what a lot of states/districts are doing, but we have been advised in my district (and state) to be aware that participation remotely will most likely be less than what we think.
And I say this as a district…

I won’t disagree with you, because I think it may greatly depend upon what level of student you are teaching.

I am a high school math teacher, and I don’t think many of the kids in my class for struggling students are getting much support from home except for parents asking kids to stay on top of what I provide (which…

Ugh. So that is a big bummer. A great deal of people will still be left out in the cold as far as forbearing repayment goes.

I am way past this now, but aren’t a ton of student loans now privately held?

Now THAT sounds like a very good idea. I think I am about 15 years away from retirement (I’m a teacher, but I have switched states and pensions then will probably be partial from each). If I haven’t become an old, cranky teacher, I may stick it out a few years past that.
I wasn’t much of an investor until right around…

I don’t know “how” flexible we need to be, but I know that often when my lower back hurts, it is because of tightness issues in my lower body (often hamstrings). A few years ago, the back pain was so bad that I had some physical therapy, and we definitely worked on flexibility.
But I am pretty sedentary by nature.…

If it helps, you aren’t really all that different from where you were 6 months ago or so.
The DJIA on Aug 30, 2019 was 26, 362. Today, it shows 25,917.
I am hoping it won’t go much lower, of course, but the 6 month losses aren’t that bad yet.

Millennial reminded me of a trivia night with my inlaws. There was a spelling category and I was 9/10—I misspelled millennium. My father-in-law (who was a great guy), gave me so much crap because he knew I was a Star Wars fan, but I wasn’t a true fan because I didn’t know how to spell Millennium Falcon.
It was all in…

Sorry, I just saw this.

For IL, retirement is a state program. Districts and employees contribute, the state contributes to it. There is really not much to manage there. There have been times when legislators have tried to change the benefits, and that is under their purview since it is a governmental run program.…

It doesn’t work that way in my local teacher union. I am a union rep who sits on the insurance committee.

Agreed! You should definitely get some experience with a cheap bag before you spend a lot of money on a bag that you ultimately won’t like.

Agreed! You should definitely get some experience with a cheap bag before you spend a lot of money on a bag that you…

“When I leave office in 6 years”
We all know that if he is elected to another 4 years, he is going to try to work around that limitation, right?

FYI, BarackaObama is a known troll. The whataboutism is intentional.

I am glad to hear there are lots of opening. You are completely correct that training and education will need to adjust.

In the last three to four years, I have started to worry about this so much for my twin sons. They will graduate high school next year, and I worry about their lifestyle in the coming years as jobs become more scarce due to automation, the climate becomes more volatile, and as population grows and the fights over…

9 months salary vs 12 month salaray depends upon the district. Most of the ones around me spread the salary out over 12 months, including the 3 districts I have worked for (2 in Missouri, 1 in Illinois).

Does anyone know if these work through a case like an Otterbox?

Does anyone know if these work through a case like an Otterbox?

Agreed. And perhaps there are some taxes in the calculator other than Federal taxes, but I didn’t see it. However, I did read it over very quickly, so I might have missed something.

13% is our effective Federal tax rate, not the rate the calculator gave me (which tells me the average rate is 20% for people in my tax bracket and above).

So my wife and I are in the top 10% (about $160,000 family AGI).
While the top 10% pays about 71% of all taxes, I think it is important to remember that the taxes I pay at my level really don’t affect my family as much as those at lower levels.

At our income level, we don’t live paycheck to paycheck, we can budget and…