This being a Pacific Northwest driver I am not shocked at all. They overreact in every situation. Added bonus of a Camry driver. There are some big spiders here in the northwest too. Wouldn’t crash my car over one though.

I agree with you, some people will never be financially responsible or be under they impression they are. I also will not put anything on my card I know I can’t pay off by the end of the month. Given any unforseen emergencies I plan to keep it that way. The only thing holding me back financially is my income. Thats…

If you are a somewhat responsible person there is no reason at all to fear a credit card. In fact you should embrace having a credit card! I try to buy as much as possible with my credit card. Why you ask? Cash back bonus! I literally get hundreds of dollars per year for no reason at all other than using my credit…