boop

dangerous!!!

umm, that’s the case with banks too, haven’t you seen their ads? Plus you usually have to buy checks. Debit cards charge transaction fees too albeit not as much as CC. Unless you’re suggesting using cash, but note that you won’t have a paper trail if you’re lucky enough that your utility even accepts it.

this is incorrect, you can only contribute if you have a high deductible plan. you can continue using the balance you have accumulated for qualifying expenses even once you have gotten off a high deductible plan

Is there a link to the New Yorker article? I would love to read it, too.

blah blah blah millenials suck blah blah

yeah, it sounds like s/he it was a bad plan. my employer just switched from one where i could just pick the direction (aggressive, moderate, conservative) to another fiduciary where I get to pick from various funds. I like having the more granular control. I agree with your assessment, while there are bad 401k plans,…

If you find something let me know, I have a graveyard of old electronics that i feel bad sending to the landfill, and it feels counter-intuitive to pay to have it recycled as some sites demand.

I realised that, I still think it’s a noble profession you pursue

thanks for what you do!

this is what I do, I have a CU checking that has no ATM fees and interest, and a td bank checking (they are nice, but charge atm fees, no interest) with min balance, which i use to deposit checks; and my credit card to maximise points.

nope, that is fuzzy math. you can’t use (9.99-7.99) x 24 months, you have to use 9.99x24 which is not equal to what you saved. You really have saved enough for 4 months plus some popcorn.

bravo!

fear is an emotion, too.