Yup. The important part being (as you mentioned) the money is already there.

I won the lottery when I was in my early 20s. Not as much as you, high 5 figures. I was initially going to buy a new camaro or sti but decided to get a simple used civic for 8k and a used motorcycle. Put the rest of the money into property. Since then those properties have made me exponentially more than I had…

Don’t do it.

1700 SF isn’t that small for a family of 4, nevermind the cost, time, and energy of moving/buying/selling. Increase the usability of your existing space by paring down and using your home more efficiently. Depending on your climate, look at outdoor improvements you can make to extend the living space where you’re at…

I know this is supposed to be the Patrick show but it seems like you have a good understanding of your financial position. Maybe you should talk to your wife about longer term goals and get her on the same page. If bigger house is an immediate concern for your wife then maybe bring the kids into the discussion as…

I just paid off $70k in credit cards by refinancing my house (ran up mostly when out of work). Now wife and kids (11, 15) want a bigger house than our 1700sf ranch. 2500-3000sf houses run $300 to $350 vs $225 for what we have now.

I’ve been teaching kindergarten for 16 years. I’m vetted in my retirement, but it’s basically maxed at $35K—not enough for retirement. I’ve looked around, my $70K is what all jobs in my area offer. I need to make more dough. I figure I can work over my 6 week summer break, 2 weeks for winter, 1 week for spring. …

What do you do as part of IT? Data science is math heavy. If you are rusty, I recommend doing some sort of Masters in Analytics or similar course work. It would also help to attend class in person instead of online if possible. This is to help with networking to find the job in the data science field.

I’m so glad I read this article. It almost feels like an immediate answer to a comment thread I’ve been embroiled within. I’ll start out by saying my family didn’t have much money when I was growing up but we could make ends meet (both my parents working; I was the eldest and a ‘latch-key kid who took care of my…

Huh in addition to that screw up, Comstock actually announced she wasn’t going to vote for the bill this afternoon before it was pulled.

There are so many things to be pissed about in the world this article that video, but I’m just going to focus on two:

We had a similar exercise conducted at a hospital I worked at about 5 years ago. Our “trainer” was a knowledgeable, former FBI agent & just about the kindest man you could ever meet. The first thing he told us was, “you’re not Jack Bauer so stop pretending to be”. He said they’d get calls all the time about people…

I have a love/hate relationship with this type of stuff. I hate that it’s obviously junk food pretending to be healthy, and a lot of this stuff tastes awful. But I love it when my friends and family fall victim to this stuff. Wait, did I say “love”? No I hate that too. It’s so infuriating and makes me feel like I’m in…

but most of it is being used up to heat the ground and large bodies of water first.

Thanks for that rather heroic effort, Claire. A note for those who feel the need to taste blood pudding is that it is unlikely you will be constipated the next morning.

How often do you shave your back and what is the blade sharpness life like? Also, any issues with razor bumps or ingrowns?

How often do you shave your back and what is the blade sharpness life like? Also, any issues with razor bumps or…

I’m a wine writer, so I pack wine all the time. Dirty blue jeans are the best. Wrap the bottle in the legs, stuff with dirty t-shirts, and you’re set.

Regarding the raise suggestion, you must know your company’s raise cycle. I am retired from a Fortune 20 company. By the time appraisals were delivered in February, raises had already been decided. So the time for one of my folks to discuss a raise with me was a couple months previous to the appraisal discussion. The…

Exactly, this is why “going on a diet” is bad but “changing your diet” is good.

Well, and isn’t there also a third dimension, where common, every day people who may not work in the industry but consume things created by the industry also look the other way because cheap is always better? (Thus business managers pressure contractors because they want to be able to win the bid from a consumer who…