ahhh, fear not... they DO love you. You create instant cash for them with transaction fees paid by the merchant.

Yes, they do....and we are handsomely rewarded for our homage.

Not really, think about all the transaction fees generated by using the card for multiple daily purchases. 2-4% of each transaction paid to the bank by the merchant.

not true at all. But don’t take my word for it, ask Dave Ramsey.

If you have a fraudulent transaction on a credit card, you are not responsible for the charge (the bank simply reverses the charge paid to the merchant). This is commonly advertised as a credit card benefit.