Many CU’s can help you make the switch. Makes for a lot less headache!

+100. I did just that, and never looked back. Banks are there to make money; CU’s want to make money, but not at their customer’s expense. I’d have never financed a vehicle through my old bank, but I’ve done two through my CU.

They’re taking this a little out of context. This flow chart is assuming you’re also putting 5% minimum into your company’s 401k plan. If the company doesn’t do a match, put in a bare minimum of 5%, and put the other 5% into an IRA. If they do a match, put in up to the match and send the remainder to the IRA; if they…