There is no video of blinking red lights. I just passed a bus last week (though not stupidly on the right). The driver honked angrily, as I’ve seen them do to others. Only in this case, he had pulled over to the shoulder and forgotten to put on red or even yellow lights. I assumed he was pulling off to the side to let…

A basic cable subscriber does not get ESPN. Basic includes OTA channels and a few other oddities like the Shopping Network. I have seen it include TBS before. $15 per month.

Don’t most government programs look at household income? Not sure which programs you’re after and I’m sure they vary. I have seen welfare fraud cases involving individuals finding roommates to save money.

Topic 456 - Student Loan Interest Deduction

Yeah I made the opposite assumption. Being single changes everything. Itemizing is a thing for singles and the wealthy. It just is usually not very helpful for the married middle class. I never had any desire to own a home while single, hence my assumption. For me, bachelor life was for savings. Homeownership could…

Why is it gobsmacking? Your mortgage interest is a far cry, by itself, from itemizing. The standard deduction for a couple is $12,000. The additional 10,000 in repairs would result in a total tax savings of 900 - 1500 (15% marginal rate/25% marginal rate). So if you spend 18000, you save 1500.

Do you have an aeropress? A french press is a completely different style of coffee. It forces you to use coarse grounds or drink sludge. An aeropress is infinitely more flexible. If you are terrified of plastic, just get a pourover.

Do you have an aeropress? A french press is a completely different style of coffee. It forces you to use coarse…

My realtor didn’t drive me around. I showed up at a listing and waited for her to show up. Also, she took 10%.

There are a lot of housing expenses that are equivalent to rent. You’re right, equity is different than rent. Don’t get excited about equity w/ a 30 year 0% down mortgage though. By year 5 you’ll own a bathroom.

Meh, I spend about $7,000 a year, every year. The tax credits and deductions have been completely worthless. I don’t itemize. Even if I did savings for itemizing are minimal for almost everyone, once you account the loss of the standard deduction. The guy is single, so maybe.

Aren’t we talking about Amtrak, not the NYC Subway? I’m confused.

For one, that price is about 25% lower than what I was quoted. By "not worth it" I meant their data in "investment checkup" indicates that they wont be able to improve returns by enough to justify their fee.

I love personal capital. To be fair you have to be able to ignore their hard sales pitch for personal financial advice. They really want to take control of your portfolio. If that's something you want, their 1% fee is only slightly higher than the industry average. Based on their own data, though, they're never going…

I put a 3" hole saw blade on a little milwaukie impact. I went through 3 batteries to get through a 14" beam but it did the job eventually. These things are enough "drill" for most homeowners.

Unless you're drilling big holes get an impact driver and some bits for drilling smaller stuff. Technically you could abuse it by drilling too much but 90% of homeowners wont. Also, if you suck at putting in screws an impact driver is way more forgiving than a cheap drill.

0 is sci fi, irrelevance is obtainable. Technical jobs could be performed offsite with an internet connection. Regional robotic and IT repairmen would make a decent living maintaining equipment for 5 stores or so. A janitor and a customer support specialist would round out the the on site staff.

Raise our minimum wage to $10, not much will happen. However, Germany is a HORRIBLE example. Their minimum wage is 8.50 euros an hour and 80% of their population falls under collective bargaining agreements.

While higher minimum wage, overall, would not necessarily lower employment levels... the idea that we are going to need cashiers and fast food workers is overly specific. Between robotics and near field communication, eventually "high" wages and cheap technology will lead to a dramatic shift.

Labor costs in my…

Why are we always going to need fast food workers and walmart cashiers?

Cut one minute of commercials per game and lose $20,000 in revenue, or more. MLB teams are inking deals worth nearly a million per game for TV rights. There is no way the system works without that revenue. It would turn MLB into MLS. Did you see that amazing MLS match last night? No, because it wasnt on tv.