Huh, that would really never work for me. I just took a look at my budget, I focus on categories because that is what works for me. My ratio YTD is 22/53/25. There is no way I could get my flexible spending down to 30% of my income. Nor is there anyway I could feel financially secure if 50% of it was fixed. …

Except Buffalo.

Acceptable standard for a rational person: 185 crashes per 100 million vehicle Miles Traveled, 74 injuries and 1.13 deaths. (Anything better than this is better than human drivers)

Acceptable standards for crazy people that cannot give up control and find something else killing them far more horrifying than killing…

What makes you think they're not accurately representing the will of the people?

He's got 1 gallon of ice in there and it takes 5.5 hours for it to become ineffective. 1.2 million J to convert the ice to water or 1197 BTUs. It would take another 300 BTUs to get the water close to room temperature. So this thing has an output of 272 BTU per hour. If I build 20 - 40 of these things it would match…

Romney convinced more women to vote for him than Wendy Davis is convincing Texans to vote for her. 44% vs 30%-40%

Just a quick look Hyundai apparently offers a dual clutch system that requires topping fluids off every 40,000. Under normal conditions, they don't recommend a fluid change. However it comes equipped with a cap and a plug so the fluid change is identical to a traditional transmission. Not sure about the other…

Are other dual clutch systems this complex? Or do they lack some of the benefits of the "direct shift gearbox"

Unless those VW folks are claiming their brakes are designed to last 10,000 miles?

My mom's jetta oil burner has fallen victim to the same fate. All in parking lots, all hit and runs. 4 times in 30k.

Of all the assholes involved in this situation you go after this guy? He's got more ethics than Goodell. You're right, he should have left Rice to rot in the court of public opinion so the prosecutor could laugh at feeble threats of a jury trial.

Well, it is shielded from capital gains forever.

The maximums listed above are mostly (85%) retirement accounts, but also include HSA accounts as well as 529s.

As a concept capital losses are pretty straight forward. The government is only out to tax your net capital gains. Typically it is nothing to get excited about, you have to lose money to pay taxes. They…

Generally speaking, I couldn't agree with you more. With ETFs making the ownership of commodities far more efficient combined with the diversification commodities have provided in two consecutive recessions, I would argue once you master a typical mix of index funds, the next logical investment is a couple of ETFs…

If you make enough money to be taxed at those rates you're either intelligent and financially savvy enough to understand that the stock market yields still make sense for you OR you're a crook.

With solid financial planning it is pretty easy to avoid nearly all capital gains, until you're basically a 1%er. Personally, in my household, I can save 140,000 - 175,000 in various tax advantaged accounts that do not require the payment of capital gains. The range is because I am no where near the limits but I am…

I don't see how it could be considered a PED if consumed in the off season, though I'm no doctor.

It's also a little amazing it took them that long to meet. I know they were in different leagues and Pena made his way in and out of the majors but he was mostly in for a good 5 years before he played for the Rays.

I'm obsessed with battery drills and impact drivers. On a whim I bought my dad a nice dewalt hammer drill, the most powerful one. He took one look at it, returned it and used the money to buy a table saw and a Ryobi corded hammer drill.

I would have liked to see the spacings between the graphics to be relative of the time between the steps.