25 in Michigan, driving a 2013 MKZ, spotless record and was quoted at $501/month ($6012/year)... Lucky found an insurance company at only $2000/year 

I was pretty much in the same boat, about $25k, AWD, V6, fun, comfortable car. I bought myself a 2013 Lincoln MKZ 3.7 AWD, and I absolutely love it! 10/10 would recommend! Worth at test drive!