I am not sure what NY you live in, but the NYC that is in NY state, otherwise known as Manhattan, has never been a city where residents drive. Most Manhattanites do not own cars. Manhattanites WALK everywhere; walking is no problem. There is also the subway, which is in perfectly good order, crowded, but over-all…

There is another good reason to teach children to understand finances along with the moral traps and responsibilities of being upper middle class and above: People who will befriend others or target them because of money. It’s important for kids in families of means to learn 1) they didn’t earn the money and their…