The McLaren was the only one we were not allowed to turn any driver aids off of as well, because of said “spin the wheels in 5th gear” issue.

This right here: “Somebody with $420k lying around can buy this car, but not actually “afford” to own it.”---is a lesson most people really need to learn. I need to remind myself of it regularly. And not just as it relates to automotive purchases.

‘Murica!

I noticed that all of them, including the customer, were of the same general generous shape and size.

Gifting the sales staff with a 10 pound bag of Haribo Sugar Free Gummy Bears would be more appropriate.

First they came for the healthcare CEO’s, and I did not speak out—because I was not a healthcare CEO.

I would like to think that they all apologized to each other, piled in that Subaru, bottoming out the suspension, and then proceeded to bankrupt the local Golden Corral.

That’s the wrong approach to this problem in this day and age. He should have taken out the dealership owner as he was leaving a dealer conference.

You can’t look at the last election results and conclude anything except ‘most people are idiots’.

🎯

Subtitle correction:

The length of the loan is forever, because the customer is going to do the same thing again long before it’s paid off.

The guy is trying to buy a ~$90k car while being $29k underwater and only has $7500 to put down. Assuming a 6.5% car tax (this is a guess) and a 10% interest rate (no way this guy is in single digits), you hit that $2500 with 60 months of payments.

The only judging he is doing is the monthly amount.  If you gave him a $2500/month payment for 30 years to get a Bentley you know what he would be rolling out of the dealership with.

I can guarantee that someone in this guy’s friend or work circle recently insulted his GV80 by calling it an overpriced Hyundai sometime in the past 2 weeks, and calling him poor.

Genesis owner probably should have listed to Dave Ramsey  :D

1. This person is absolutely insane, but people have made ruinous financial decisions forever.

If you were in the business, you know just as well as I do that a 121% LTV higher than a giraffe’s ass, but they’ll absolutely get it done.

If you’re that stupid, you deserve all the bad things. Let ‘em have it.

That’s about $1000 more than my mortgage....  (And my car payments are currently $0.)  I can’t even imagine that level of financial irresponsibility.