itsmrdean
Dean
itsmrdean

I really hate how people keep bringing up the completely specious rumor that Craig James murdered those hookers. I know he’s never disproven it, but it would be irresponsible for us to keep mentioning that it is often alleged that Craig James killed three hookers while in college.

Just to chime in, you’re looking good, so go ahead with that down payment. As long as you keep up with your 401k you’ll be set. If you want to be safe, max out your 401k and your IRA each year (which is nice with a high income anyway, for the tax savings). Make sure your savings is in a low-fee index fund (Vanguard is

No, you won’t. If you want proof, just go ahead and play around with the NYT Calculator. Seriously. Don’t just assume that what works for you works for everyone.

You’re missing the point. It’s not just edge cases for which renting is the better option. Lots and lots of people can’t guarantee that they’ll be living in the same place for the next 10 years, let alone 30. Mortgages aren’t always cheap. Sometimes prices drop. There are a ton of factors.

It’s not a missed argument; if you look at the NYTimes calculator if you assume you’ll be living in the same home for 30 years then buying is almost always the better investment. The problem is that most people won’t. If you move, whether it’s because you want more space, a different neighborhood, or need a new job,

You can also go with the tried and true method of increasing the difficulty on any resistance training exercise: add weight. You can get up to 45lbs without needing a partner.

What? The WAR rankings go Harper-Trout-Donaldson. Pretty damn accurate.

I’ve been waiting for someone to bring this up. I mean, damn.

I’m getting this weird feeling that this poor dumb bastard made a mistake, and that while this video should be mocked, the guy should be allowed the space to say “well, I screwed up in a big way” and move on with his life because I can imagine saying lots of preposterously stupid things and in that case I’d certainly

It’s not skipped over at all. Did you look at the NYT calculator Kristin mentioned?

Right, Two Cents has advised on going with low fee funds before. The broader point is that while target date funds generally have higher fees (makes sense, they’re more complex), there are still plenty of low fee options.

What massive expense ratios? Vanguard’s 2050 target fund has a 0.18% ratio. That’s about 0.1% premium for the diversity and automation.

Holy shit the end of that game.

The worst part is that they always have the easy out of having the character luck into a rent controlled apartment. In NYC that’s the equivalent of the “warp drive” that handwaves away cold hard reality.

The best possible case for the clapping passengers is that they were being assholes to asshole parents and their non-asshole child. That’s the more generous possibility, all probabilities aside. That’s still pretty weak shit.

They already have your 1-2 covered: economy plus seats have more legroom and business/first class seats have more legroom and are wider.

Actually, what you’re ignoring is that [MY PREFERRED CANDIDATE] does all of those things a million times better. This is just par for the course for Gawker bots. Are you genuinely ignorant about [MY PREFERRED CANDIDATE] or are you just a bought and paid shill?

I loved that comment thread.

“Yes, but who is quicker to say no to a Chris Paul for Kyrie Irving trade? That’s the important question”

Favorite NYC groceries (a) generally and (b) before a storm? I’m a yuppie so I like Trader Joe’s, but I love the fact that before Sandy I could walk past a line out the door of Citarella to get my water and canned crap at Food Emporium in a total of 15 minutes.