Median is a type of average. It is the center number in a list of numbers arranged by size. Arithmetic average, also called the mean, is another type of average calculated by taking the total of a group of numbers and dividing by the quantity of numbers in that group.

Don't be silly. There's no way you can sell enough of your own organs to afford a place in Manhattan. ;-)

What do you do if you only plan on owning the home for 5 years? Still get a 15 year loan, or is 30 okay?

What banks say people qualify for can be crazy.

Seems kind of foolish to not get the longest loan for a 20% down payment on your home. Current rate is ~4.5%. You deduct that interest from your income tax, so you're effectively paying 3-3.5% interest. I'm pretty sure you can invest in an index fund or some safe investment vehicle and do better than 3.5% with that…

Before Microsoft released OneNote for Android, I was playing around with a OneNote client called MobileNoter. At the time, it was seriously deficient (could read, bit not edit notes) and I jumped over to OneNote as soon as it was released. I understand it has some improvements since then. However, the one cool…