I used to use Microsoft Money, but now I use Quicken. It downloads every transaction from most of my accounts (credit card, checking, savings, HSA, investments, etc.) It also keeps track of what I owe. Currently that’s only the house. But it shows net worth based on cash, assets, and debt. Just a few years ago we got…

One of the many pieces of wisdom my Father gave me was never get a car loan more than 48 months. Even if it’s 0% interest. He was a banker in a small town. His bank had just started doing 5 and 6 year loans in the late 90s. People that could not afford a $25,000 truck were buying $35,000 trucks. I think he might be…

absolutely. A house with a mortgage on it is not an investment.

My current favorite coffee. Americano really. Two espresso shots, then put in an equal amount of hot water. But the trick here is to use the water coming from the tap. We have our water heater set very high, probably too high, but it’s the perfect temp for coffee. The bubbly water from the tap makes the coffee extra…

So, let’s pretend you do have a paid off house. Maybe you inherit one from a deceased parent. Would you mortgage it and put all that money into an investment fund and take on a monthly mortgage payment? That’s essentially what you are doing if you decide it’s not worth paying off your mortgage. And yes, some people…

Right. Learning how to do other people’s taxes requires a lot of time and learning. And money, too, I guess if you feel you need to pay for that. But learning to do your OWN taxes does not. While your tax situation might change a little each year, you are an expert on your own situation. Your tax pro is not. I spend a…

Do..Your..Own..Taxes! Seriously, it’s not hard, even for complicated tax situations. If you do your homework, a tax professional is not going to legally find you hundreds more.

Your choice on shows to abandon is terrible. I hope you don’t actually contribute on io9.

well, at least the front doesn’t fall off.

I just finished watching Future Man on Hulu, so now I want a Fiero. That little tiny ‘trunk’ space is perfect for fitting a slightly below average sized human. Now where’s my Corey Hart mix tape!?

I feel this belongs here...

The users.

This is why the Internet was created.

Well crap, I was using some of these without any knowledge of them being racist. So I guess that was kinda ok. But now that I know, and if I continue to use them, am I racist? Was I racist before I knew and I just didn’t know that I was? All these phrases are just a bunch of mumbo jumbo anyway. Shit, I did it again.

Two separate thoughts you failed to pick up on. Tesla is helping to pioneer over the air updates. Other traditional OEMs, like Chrysler, are now doing this, which will keep you out of their dealerships. That’s actually what the manufacturer wants. But it’s not what the service centers (Mopar in this case) want. Tesla…

do you have nav? If not, or if you purchased nav later, you might have an RA3.

Um, get on board, have you not heard of these vehicles built by a company called Tesla? Over the air updates keep the customer out of the dealership (who’s going to try to get you to buy some service you don’t need while you’re there) and allows possibly life threatening issues to be solved immediately. I suspect all…

Nirvana - In Bloom

well, it hides the shitty taste of crappy restaurant tap water. So that’s doing ‘something’ I guess.

I have one of these. It’s very interesting what you can see and do with your vehicle. They have free software that lets you put messages on the CAN bus as well. You’ll need an OBD2 breakout as well in order to hook the serial connectors into the two different CAN buses (depending on your vehicle). This is basically…