It has become painfully apparent to me, that you haven't got a single clue about what you’re talking about. You think you. But you don't.

No it’s not. That’s the norm. Renting a home will be more expensive than purchasing the same home and having a mortgage in 99% of the cases for obvious reasons. The person who owns the home and is renting it out wants to make a profit. Go onto Zillow and look up any home address. It will give you an estimate cost of…

Zero down. Not zero percent interest rate. Try reading next time, asshole.

If I remember correctly, you can option out a fully loaded new Fusion for over $40k now.

Haha, I have horror stories for days

Totally agree, I was referring specifically to people who say they don't have the money to save for one.

I tell my wife all the time I fell in love with her the instant I found out she drove a stick.

If the money is just sitting in your savings account earning no interest I would agree with you. My general rule of thumb is to see where I can make the money work the most for me. Money is cheap right now. If I can finance a vehicle with an interest rate less than what I’m earning on the money minus the inflation…

Yeah I totally misread your original post. I see where you're coming from and agree. My apologies.

Because people don’t have the will power or self restraint to save up a lot of money, so they use the, “I don’t have any monies” excuse to justify it.

Most lenders will lend up to 120% of the LTV and I’ve seen some that will go higher. Also we use the NADA at full retail price to calculate the LTV, not the selling price. I’ve never once seen a used vehicle sold at NADA full retail. They're almost always a couple grand lower than that.

I think it depends on the rebates and each situation but I would go the other way. Buying a used car, especially one only a couple years old means the depreciation is already priced out so you're taking on only the depreciation you already had. Taking on a new car now means you're going to take on the new cars…

Thank you! 1000x’s this. I deal with people all the time who are in this very situation. I had a client who had over $1200 a month in car payments. That was only two cars. One was a brand new loaded fusion they financed with zero down at $34,000. I pulled up autotrader and showed him 2012 models with platinum trim for…

“I, too, would not want to muddy my reporting pants until absolutely necessary.”

Doesn't really matter at this point. He's either a racist asshat that's going to get what he deserves or he's been screwed but his business will be irreparably harmed. He's fucked either way.

Damn. That’s deep. Whenever I see a coloring book, the only thing that goes through my head is, “I bet I can color that whole damn page and not go outside the lines once.”

It's in Virginia Patrick. Virginia. Save it from the driver hating state. Do it for the car Patrick.

Can confirm. Dad has an F-350 with this engine and for some routine maintenance it's required to remove the fenders.

30 way power seats??? That's just too many ways.

I'm really struggling with the no grill thing guys.... I know it doesn't need one but couldn't they make it not look like Voldemort.