I was trying make this point the other day about leasing. And while I knew what it was and used it to make my point, I completely forgot the technical term ‘money factor’. But I’ll probably forget again and similarly fumble my explanation of why leasing generally doesn’t make financial sense.

You are correct, this individual was not harassing anyone. And I say above he has the right to protest. But instead he chose to drive a tractor down the highway like a dipshit. You still haven’t answered why he needed a tractor to protest. If he is so right about this issue, then why hide behind a fucking tractor. Be…

Fortunately, large banks haven’t done that. This is why they undergo stress tests by the federal government, that they have all passed. In other words we learned (somewhat) from the mistakes of the past. Could the government do more, probably to ensure banks don’t screw us again? Probably, but there is one party in…

You are right we aren’t going back to 2-3% mortgage rates anytime soon. I don’t think anyone thinks that.

Yeah, part of that is the low rates on most debt, so the payments are naturally lower. But people took more debt exactly because the rates were lower. So it they go hand-in-hand. That isn’t surprising. The point is that we aren’t exactly getting crushed by this debt.

Excellent point. GM has the Trax (you could argue the Bolt maybe). Ford had the Maverick, but those prices jumped. Stellantis has nothing. The Equinox, and Escape aren’t super expensive with incentives. Long ago all of these companies basically said that these vehicles (SUVs) are going to replace sedans and to not get…

This might be true, but if that was the case he would just do it at night, not in the middle of the day. No, this guy wanted to be seen. Much like a lot of politics, this was performative. And thus it didn’t matter that he didn’t take it down or that he was using a dull axe. This was a straight, white guy ‘making a…

A 1993 Civic DX had an MSRP of $12,200 according to KBB (not sure which body style). That is $25,500 or about the MSRP of a Civic Sport. And of course the 2023 Civic Sport is a much better (safer, bigger, more tech, etc) than a 1993 (new) Civic.

All this data exists in easily accessible forms (FRED, Statista for example). Loan delinquency rates are at low levels (auto, home, credit cards, commercial etc). While household debt total is high historically, service payments as a function of disposable income are low historically. Household debt with respect to…

100% agree with this take, though for me this makes it the best (most?) underdog car manufacturer. Still a cool car company, but I gotta go with Aston-Martin for outright coolness. 

If they don’t want schools to talk to their children about these issues they are more than welcome to opt out of those classes or out of those schools altogether (home/private school). Or they can talk about it before it is ‘taught’ in classrooms if they would like. My parents were more than welcome to opt me out of…

Oops...looks like it was published. Guess you can’t cry some nonsense about how it’s your First Amendment right to have your anonymous post on a private website heard.

I am someone who constantly challenges my own beliefs. I will sit and ask myself ‘Why do I believe this? Is there any evidence or perspective that I haven’t considered. Do I need to reassess my stance’? One of those beliefs is that we need to tax the rich more. Looks like I won’t be challenging that one any time soon.

It’s not reading comprehension...it’s logic that I am arguing.

I irrationally want one of these. I live in the suburbs of Boston, so there isn’t much wheelin’ around. So it’s almost useless as it was intended. They’re expensive. They are a compromise in almost all other aspects (poor on the road, cargo capacity is meh, not so safe, catches on fire maybe). Like a Forester would be…

Your statements make no sense logically. Exactly how do high suicide rates in Japan or South Korea mean gun control doesn’t stop gun deaths? If one thing causes something, it doesn’t mean that it always must cause something. This is like saying ‘Oh if I hit the brakes in my car, the car stops…that must mean that if my…

Good job cherry picking one country. A country beset by internal strife due mostly to the ridiculous governance by it’s semi-fascist quasi-dictator. I don’t think comparing the disaster that is Venezuela is an apples-to-apples comparison. It’s not even apples-to-oranges. More like apple-to-zebras.

Besides the obvious example of Tesla/Model S, I have to agree with Nissan. Loved a lot of their products in the late ‘90s and early aughts. Xterra, Frontier, Sentra SE-R. Really wanted an Altima SE-R at the time. The 350Z with the creases in the hood. Infiniti FX and G series. Loved the first M45 (probably in the…

Deaths mean nothing? Suicide means nothing? That’s a horrifically bleak outlook. They mean something to me.

So by this logic the states with the strictest gun control laws should have the most gun deaths (per capita).