On to the next subject, why even bother with marriage?

She should definitely consult with a professional. But from what I've read, while laws vary from state to state, one spouse is never responsible for the other's debt incurred before the marriage. Here's what one debt adviser told Bankrate (after a reader asked about creditors coming after her for her husband's past…

From a straight lady's experience... no. And I would really appreciate it if they started.