I would not pay $23 for a plain T-shirt under any circumstances.

If it’s cheap, I don’t care if it wears out quickly. Buy a bunch of them (especially if they are on sale) and treat them as basically disposable. Or recyclable - I take my worn out stuff to one of those clothing bins in the parking lot of convenience stores.

NFW am I paying $20 to tailor a $3 shirt.

You mean, something like this?

Really?

Not doing it. I am usually not the conspiracy theory type, but I can imagine health and life insurance companies getting their hands on that info, to no good end....

Tinnitus really sucks, but at least I the story of how I got it is cooler than most.

Fun fact - James K. Polk’s Nashville home was a block from my high school. They tore it down to build a Bojangles fried chicken restaurant, which went out of business within a couple of years. Good move.

I totally understand a company’s reluctance to use plus-size models, especially when the clothes also come in standard sizes. On a thin model, it is natural to buy into the fantasy of “If I wear that dress, I will look exactly like her.” It is not as easy for an XS-L woman to look at a photo of a 2X model and…

Regarding sharing opinions on social media.

It’s not exactly student loan forgiveness, but if you join Americorps, they will give you about $6,000 to pay off your student loans after you fulfill your 11-month commitment. And if you are a college graduate, you can apply to be a team leader and get a pretty decent stipend.

What did you expect when you name the high school after this guy?

Only with their permission.

I am sure someone thought it was racist.

What worked for me is realizing that I am trading my labor for every purchase I make. Figure out how much your job pays your per hour (after taxes). If it’s $20, and you are contemplating a $200 purchase, ask yourself, “Is this item worth 10 hours working?” If the answer is “no”, don’t buy it.

What if your bad habit is that you spend too much time using your smartphone?

The same thing can be said about “I can’t afford it” in many cases. You literally have the money to pay for it; you choose not to spend it on that.

If you truly have ADHD, Adderall is a lifesaver. I lost several jobs for poor performance before I got diagnosed and put on meds.

As with any drive vs. fly decision, make sure you consider the costs of burning additional vacation days. My husband want to drive to the Grand Canyon from Chicago to save money until I pointed out that we would be sacrificing a couple of thousand dollars in vacation pay (between the two of us). We ended up find a…

Here’s a 4th thing: