Caitlin Flanagan is a toffee-nosed bint and a miserable trail of catsick.

My friends love me this time of year. I can't get enough fruitcake! They always regift me with it.

Yeah, I care. Jackson is the son of a very dear friend. He's also very well qualified for the job. Kudos!

We've never used it. In fact, we have two phones on the family plan, and we don't even use half of our monthly minutes. We are going to drop Verizon and use a pay as you go service instead.

There are two annoyances that would make me go back to XP if I could.

1 page, 2 pages, 3 pages...I don't really care as well as it accurately reflect your career and how it relates TO THE JOB I'M HIRING FOR. I'm also more likely to interview you if the cover letter shows that you've read the advert and have done some research. And, if the cover letter is in the T-letter format (list of…

Yes, charge smokers more, because their healthcare costs more and smoking is a choice.

Check with any associations, alumni groups, trade groups, etc. that you belong to. ften have agreements with insurers for 10%-20% discounts for members. Even if you don't go with that insurer, you can sometimes use this as leverage with our existing insurer.

Some banks and credit unions hold occasional "Shred Fests" throughout the year. They invite customers to come in with sensitive information such as financial records, medical records, credit card offers, etc. and have them shredded by the bank's/credit union's own document destruction contractor.