THIS. I wish I'd chosen to impose austerity on myself in the past and harnessed the power of compound interest years ago. You never get that time back.

Debt means you're renting money and it's OPTIONAL. The people who want to rent you money will do so with a smile and try to convince you it's okay. IT'S NOT OKAY. They're making a FORTUNE off you. Find another way, at all costs.

A well laid out kitchen, including a faucet with a pull down sprayer. I actually don't mind doing dishes manually with this thing - the jet mode peels grease off dirty dishes without a lot of work.