Wasn’t unlimited PIP mandatory until just a few years ago? Obviously if it’s available and you can afford it it’s a good idea but I’m guessing there’s plenty of people that haven’t changed insurance since the legislation and ignored the mail saying they could opt out and don’t realize they could be saving a bunch of…

It unquestionably is, I’m an agent and it’s the #2 variable behind claims history for differentiating rates between otherwise identical drivers.

It’s a terrible article, the only reason they said not because of crime rates was because they took out coverage for theft and vandalism. Those are two crimes out of a whole bunch that happen in high-crime areas that would affect auto insurance rates. 

That too. Though suspension is really a long-term thing so I doubt you’re getting that covered unless you’ve proven the damage came from a specific impact.

I’ve seen mixed results from clients shopping those companies themselves. Sometimes they’ll call and get a quote that’s big savings but state minimum liability, and when they go back and request a quote matching their current coverage it’s not enough savings to be worth switching. A lot of companies also offer…

Apparently they can’t rate by zip code there, but credit is a huge factor. And if people living in certain areas of cities typically have a lot lower credit score than the suburbs it could effectively be the same thing.

Isn’t Detroit kind of the perfect storm of everything that makes insurance expensive? High crime, mandatory unlimited PIP, high density with a lot of accidents.

I’m still firmly in the belief that almost any car sold in the past decade or two could last 250k miles or more. The tipping point is once you get to a mileage where it requires more than just regular service, whether the current owner is willing to do the maintenance. If the car was bought with 150k miles for $7,500,…

I mean, going upmarket with a nicer 4-door sedan and calling it a Mustang isn’t the worst marketing idea for Ford, especially since they can’t seem to do anything massive sales-wise with Lincoln.

All the “vision” cars. They’re not even cars, they’re drawings and lines of code for video games. I’m a gamer myself, but to me the vision concepts are just one of the many things that are making kids think they can have an experience while never getting off their ass (looking at you Fortnite “concerts”).

It may have been Tesla holding it back but they still did/do. As someone looking from the outside in I just see EVs as the same advancement as every other tech. Like VHS to DVD to Bluray, Iphone generations, computers, etc. the next thing comes out and support goes away for the old, only a car is a much bigger…

I go back and forth on these. Was it a bad car? Yes. But that’s because of the Cavalier it was based on, and compared to the Chevy this is better, just viewed worse because of the badge. It’s an easy punching bag for the worthless automotive sites that post repeated stupid listicles about the worst cars ever made,…

1. Voice-to-text going to one of those LCD message boards in the back window so I can tell people to back off

It would be so funny if it came out that they’re actually really shit, and every new owner is let in on the secret that they can’t ever admit to keep the values going up. And that the reason anyone that’s ever driven one that’s not an owner says glowing things about it is because they’ve gotta be paid off by the…

This wasn’t the “Lolita Express” that’s noted at the end of the article was destroyed in 2017. I’m sure Epstein owned all kinds of planes that no one on the lists ever flew on.

The A-Class is great, loved ours. They’ll easily get over 35 mpg on the freeway, and like our current cars because of the gearing it would actually get better when you got to like 75-80 mph. Also the ride is surprisingly good for a short wheelbase car, if you can find one with 18 inch all-seasons and the adaptive…

Yeah Jaguars have always been one of the cars that has problems under warranty aka growing pains, then once everything is fixed they’re pretty solid. The key there is when the car is new you gotta be picky and really use the warranty. Why anyone wouldn’t do that in the first place is beyond me, but if you get someone…

We don’t have a truck. We have a Macan which in addition to being the most fun smaller SUV it has the highest towing capacity of the segment at 4,400 lbs. We have a snowmobile currently with plans to get a boat in the next few years (which would be under the max capacity of the Macan). We go riding every free weekend…

That’s where I’m at too, plus the need for 350+ mile trips while towing in the winter. Honestly when you factor in depreciation on the high mileage drivers it’s not just a convenience problem either, since EVs don’t really have a price floor established yet. Getting a new car every 4 years and trading in 100k mile…

Problem is the reason EVs are depreciating so much isn’t just because of battery degradation fears, but because the advancements in the vehicles are actual usability and real convenience. A 2020 used EV can’t charge on the Tesla network, will have worse range, less likely to be able to fast charge, etc. A used ICE car…