It took me a long time to learn about when debts fall off the credit report, and that if I make arrangements with the debt collector it would start that merry-go-round of phone calls and settlement offers all over again. I must confess though, I did think that when that started again, so did the time on my credit…

I think if they were advertising it as part of a ‘weight loss system’ , they’d still be treading a thin line, but it could maybe be excused. As a ‘weight loss product’? Nah, I don’t think so! I think they’re using it themselves and then posting what comes out! lol