It is an honest appraisal of my comment. Unseemlyness isn't a huge concern once you've stooped to talking to anonymous bores. I've got a flu, and its laded me down in the basement here

Yes, she is talking about being a hipster who can't afford to buy a house and is looking further out than she wants to. An almost universally middle-class concern that every bored winger can relate to

I think you've managed to read a lot more into the lyrics than there is. Her lyrics are literature for the illiterate

She doesn't master the mundane, she personifies it.