I don’t see this working. I can just imagine what would happen if one of the kids didn’t reach their savings goal and therefore no one got to go on a vacation. Or alternatively, that child did not get to go with the family on the vacation because they did not hit their goal.

Yeah, I understand a lot of people end up paying interest. I just wonder what makes them keep wanting to lend me more money? The one instance where I paid interest, I paid a total of roughly $12 in interest over those 2 months. Last month alone, I got over $40 in cash back (that included the cash back for the car…

For people who pay off the statement balance each month, what is the incentive for credit card companies to continue to offer new lines of credit or increase current lines of credit? Are they just hoping that one day, you will not be able to pay off the statement balance and will therefore end up paying interest?

Whenever I am asked what I want my monthly payment to be, I give them a roundabout answer. I tell them what length of loan I am comfortable with, what my interest rate should be (having been pre-approved by an outside bank), downpayment amount and what the OTD cost of the car I am comfortable buying is. From this…

Agreed. I would not want to buy a car totally online without first having the chance to experience actually being in and around the car, seeing how it drives/handles, etc. You can learn a lot by reading about cars you are interested online, but until you actually go and sit in them, you won’t know whether or not the…

This requirement applies to commercial building. Residential buildings have very different requirements all around compared to commercial buildings.

Also, all egress doors must swing with traffic exiting a building. i.e. exterior doors always swing out. If they don’t swing out, they aren’t calculated for exiting and are worthless doors.

Exactly. There are other banks that offer ~1% interest rates, so you don’t necessarily have to go with Ally. I just have experience with them, so I reference them. I’m close to the same amount of interest so far this year, around $130 I think. Not a ton of money, but much better than the $33 it would be at my…

I agree that you shouldn’t keep your entire life’s savings in a regular savings account, specifically more than your normal emergency fund and day to day savings. However, I do think that you can benefit from transferring your money (at least a bulk of it) out of a savings account that provide 0.05% interest to one…

I am having trouble justifying buying a Tivo to replace the DVR I get through my cable company. Looking at my most recent bill, I pay $8 per month to rent the box itself and the DVR service is included in the bundle, but I think it works out to something like $10 per month. The biggest cost of a Tivo is the monthly…

I am having trouble justifying buying a Tivo to replace the DVR I get through my cable company. Looking at my most…

I get the idea behind this and think it is an interesting implementation. However, I think they should tie in a motion sensor inside the car for the automatic temperature control. That way you are not conditioning an empty car, at least automatically. Of course keep the option to manually start the A/C to cool the…

Good to know.

Good to know.

I this going to be the permanent price or is this a pre-release special like they ran when the Echo came out? Hearing all the good things about Echo, I regret not ordering one with the Prime member special pricing of $100 before it was released. With this, the $50 price tag makes it very tempting.

I this going to be the permanent price or is this a pre-release special like they ran when the Echo came out?…

Watching the live news coverage, it looks like all of the placards are blank or are only black and white. Assuming the truck was properly placarded and the suspect did not change the placards, this would mean that the truck is not carrying anything flammable or explosive. The only placards that are completely or…

Somewhat related. How is your credit affected when you pay off a bunch of your debt accounts, which might then show as closed? I would assume they would stay on your credit score for the typical 7 years and probably look good as they were loans that were paid off with no negative marks.

I think it’s more lack of knowledge on how all the banking system works that keeps people from taking advantage of it. When I first started out on my own, I stuck more with debit cards and cash. But there are huge downsides to that system. If your debit card info gets stolen, you are out cash and it can be very…

To be clear, I don’t take issue with the wording as written by the author of this article. I take issue with the wording as it was sent to the customers of the credit union.

I think the wording about how using a credit card adds 20% to the purchase price is very misleading as that only happens if you do not pay the statement balance off each month. I’m sure there are a lot of people out there that do not and that pay much more money than they should in interest fees. But the way this was…

I have only ever had the light come on once, and I let it get down that low intentionally as I had just bought the car and wanted a baseline for the number of miles and fuel gauge level for when the light comes on. Since then, I have never let it get that low, although I probably have come close on a few occasions. …