I was not bashing the fact that his kids go to sleep early. As I said, don’t listen to people who criticize your kids sleeping habits, as any amount of sleep is heaven when you have young kids. I am grateful that my 22 month old is able to stay up late enough as that lets me spend some time with her at night after I…

6 pm seems early for bedtime, but don’t listen to people who mock the fact that your kids, especially the youngest, sleep so well. I’ve got a 22 month old and she regularly sleeps from 8-8 overnight and then another hour or two each day during naps. I love the fact that she sleeps so well, as it lets my wife and I get…

You mean the local (Orlando) dealership that is advertising a guaranteed minimum of $5,297 for any trade is trying to scam me?!? Shocking.... Unfortunately we have a lot of dealers around town that pull something very similar. Makes it difficult to find one that doesn’t have one goal and one goal only, to screw over…

Their website has it for $300, not $3,000.

For Chapter 11 bankruptcy, is it the business’s credit that is damaged or is it the owner’s credit?

Yes, but to get it to the point where you can buy your debt for pennies on the dollar, you would have to stop paying on it, all while hoping the collectors don’t sue you to reclaim the money you owe. Similar to those “credit repair” companies that promise to help repair your credit and eliminate debt, but you first…

After hearing about how he was able to buy so much debt for so cheap, is that a valid technique for someone who is in a lot of debt and has not made payments in a very long time? Granted, your credit would be ruined and you might be protected by the statute of limitations for a collector to sue to reclaim the debt.…

That is a lot of trains each day. At that number, it’s almost 14 trains per hour. Granted, there are 2 sets of tracks, so 7 trains per hour per direction, but still very busy tracks to kit that number.

I recently had a situation come up where an emergency fund would come in very handy. One of my cats was in bad shape and ended up being hospitalized at the vet for a weekend after a previous visit with blood work. Total charges for all recent visits have been close to $1,300. The first part I just put on a credit…

Yes, that option just became available in the last month or so. The nice thing with Cricket is that you can easily change your tier from month to month. So you can start with something lower like 5 or 10 GB and if you find yourself regularly going over your high speed data limit, just switch to a higher tier. I don’t…

I can’t think of any problems I have had with them in the couple of years I have been with them. Definitely sign up for auto pay if you only have a single line. You will get a $5 per month discount for doing so. That discount does not apply for multiple lines as you get a multiple line discount and the two do not…

That’s what I figured. I typically stick with used cars where you don’t have to deal with the add-ons, but I was at a dealership and looking at new cars because they had decent specials. The pin striping was something like $300, the fabric protection was around $400 and something else was around $200. It was $1000 of…

Tom, are there ways to get out of the add-ons like pin striping and fabric protection that dealers apply to all their new cars? I’ve been doing some car shopping lately and some dealers have close to $1000 of add-ons on every single one of their cars. Something like floor mats can easily be taken out of the car, but…

It doesn’t surprise me that the Kia story happened at Orlando Kia. Both Kia dealerships in Orlando (the 3 Orlando Kias and City Kia) have predatory tactics. I’ve been car shopping at both of them and just about every single time, I felt like they were out to get me.

Yeah, I’ve heard that but I have not had any problems with Cricket in the time I have been with them. For the most part, I am able to use wifi (work, home, stores where I normally don’t have service). The only times I have ever had problems have been when I have run out of high speed data and have been throttled. When…

If you are still paying as much as you were before the switch to non-subsidized phones, you need to look into switching carriers or at the very least, calling up your current carrier and negotiate a better price.

I would suggest doing this for any paycheck that differs from your normal pay, including raises and bonuses. If you are hourly, it would probably be good to check every paycheck to make sure you are getting paid correctly.

A) This did not happen in Ocoee. Must have been chasing them for a while as this is actually a good distance from Ocoee.

What’s with using two different units for rating the power of blenders? Watts and HP both describe power, just in different units. 2 HP = 1491 Watts or 1500 W = 2.011533 HP.

What’s with using two different units for rating the power of blenders? Watts and HP both describe power, just in…

Not sure how I feel about this. I can see how it would make sense to give a range instead of a specific number or two, but to me, the whole point of the MPG numbers is to give someone a number that can be compared across models and brands. Theoretically, each car should be tested to the same standards, so while you…