These days I always get a quote for my trade in at carmax first. They will straight up buy cars without also selling to you. They offer less than market value of course, but it gives a firm price that you can make the dealers beat, or else you can tell them to forget the trade in and just sell it to carmax instead.

That’s all true, but then it’s one small step to “why care about anything?” Fussing with trivial shit is the spice of life. I guess the difference is how much anxiety you want to spend on things.

If it’s a reputable loan, then pretty much yes to both your questions. You can request a payoff amount from the first lender, then get it paid and refinanced by your second lender. It might take the first month to make the switch. Check to make sure there are no prepayment penalties.

And the best tip for haggling is be willing to walk away; that’s the only weapon you have. Also look at more than one dealer. Don’t look for a new car after your old one just blew up and you’re desperate.

Yea, they don’t really care what your rate is, as long as they get a cut of something. They probably have pressure from management to meet a certain volume too.

Besides lowballing you that time, they were probably exagerating the earlier trade in value that was four times higher too. They do that to try to lure people to get new cars, but then they mark up the new cars a lot to compensate.

It probably doesn’t work that way, although I’m not an expert. You can always request a payoff amount from the lender to see what it says. Here from a quick google:

That’s true, but it can be difficult to tell when the dealer is truly “desperate”, rather than just pretending to be. You still have to be knowledgeable to make sure it’s a legit deal.

It’s also kind of funny because excessive short trips and infrequent driving are actually bad for a car. The car would be in better shape if the little old lady took it onto the highway and stomped on the gas every now and then.

The dealer usually isn’t actually the one financing you, unless it’s some small buy-here-pay-here lot, which is on the same level as a payday loan shop. The dealer just connects you with a bank that offers the best interest rate to them, and the dealer skims off a piece of the interest rate. If you find better terms…

It’s ok... You’re the sane one in a world gone mad...

The tragedy of a self fulfilling prophecy is pretty classic stuff. Lucas just needed some competent help to whip his half baked ideas into shape for a movie. Your idea makes a lot of sense too though.

I don’t get the eating over a sink trope. Is that for guys with a don’t-give-a-fuck attitude yet are neat freaks? If you’re a real miserable, lonely bastard, then just let them crumbs fall where they may. You can vacuum them up in a couple months.

I kinda liked them too, and they could’ve been good if only someone came in on production and cleaned things up and said no to a few things. There were just too many groan worthy, goofy things though. The new one consciously avoided those things, but it feels very empty and boring to me otherwise.

Get on up in there, it’s not a problem. I feel better afterwards, and there haven’t been any issues.

Get on up in there, it’s not a problem. I feel better afterwards, and there haven’t been any issues.

Why’d they have to call it rx and besmirch the good name of rotary cars >:-[

This is some No True Scotsman stuff right here.

There’s usually a decent natural alternative that’s low maintenance, like a clover lawn.

This isn’t the NBA, there are rules.

I don’t think so. The miata has shite numbers, and doesn’t lend any bragging rights, yet it’s the saviour around here.