Spoken like a person who doesn’t make over $118,500.

What makes zero sense is that retirees today can’t accept a reduction in the increase in their checks, but I’m supposed to just accept a 25% cut when I retire.

If it were optional, the current people getting SS checks wouldn’t be receiving them ... our payments right now to SS aren’t going to us later in life, they are going to those who are receiving the benefits right now.

It can’t be optional because your SS taxes are where they’re getting the money to pay today’s retirees. It is and has always been a pyramid scheme.