I actually decided a couple years ago to stop contributing to “retirement” savings accounts (roth, 401k, etc.) a due to my desire to retire early... I thought... does the math really matter? why should I save in an account that will penalize me for a withdraw before 59.5 years old... I’d rather have my money to use…

I lived in Auburn for awhile... it was amazing.... if you have to go to Alabama, for my money Auburn is the best it has to offer.

“Evolution is pretty much a lost cause...”