Shoot, good for you killin' all that debt so quickly.

I would never rely on one job for my entire income. THAT is crazy. I am also diversified in my income streams. So much so, it would take an apocalypse to kill them all off. And if that happens, who the heck would value money?!

Hey, Dave. You can checkout my blog for more info: http://firstquarterfinance.com/

Please see my comment to noodlesintheface. I spend $580.57 per month. Average. I hate budgets so that's an average.

Thanks for pointing this out. The 50% to the Roth 401(k) and 10% into the ESPP are percentages based on my salaried position ONLY (I'm a financial analyst). I have quite a few side hustles as well. I explained it in another article but as far as the article picked up by lifehacker, I didn't reference my side jobs. …

Please see this article: http://firstquarterfinance.com/how-i-save-85-…

You should run a calculation to see how much money you've gained over the years!

$1,000 covers about 90% of emergencies (at least according to Dave Ramsey and my experience). But if having a huge cash pile in the bank makes you feel safe - I would encourage you to keep it up. True, it could make better money elsewhere. But if having to sell investments keeps you up at night, they by all means.

Yep. Last year I earned over 20% out of my investment accounts (index funds). Had the money been in a savings account, I would have received 1%ish. And that 1% is because I hunted for over an hour to find the best checking account rate! Ouch! Hurts to even type that potential outcome.

I do have some liquid savings but you're hunch is right, my savings account is pretty small. Reason being, I have quite a few sources of income. I would only be screwed if all those sources dried up at once. Very, very unlikely. Side hustling is the new emergency fund. Should I need to buy a house or fancy car or…

Well said. Life doesn't magically become more expensive once you begin making more money.