I always unplug my Alexa before sex.

I always love how people who say you should not try to time the market also say to buy low. That’s trying to time the market XD

True lol.

Interesting. I’ve always found that every personal finance writer seems to be telling their audience to fund their Roth using Vanguard Index Funds exclusively.

Hate to break the news but you’re still going to get hit by the 1.5% coinbase fee(min 0.15$ per transaction) in addition to the 1$ per month you’re paying coinflash. https://coinflashapp.com/support.html 

Buy Bitcoins! Jk. Although these bitcoin prices nowadays are making me regret not getting a few hundred while they were cheap :(

Well. Seeing that personal finance can pretty much be summarized by “earn more, spend less” might as well never read another PF article again huh?

Seems like you just described how you’re better with money than your brother.

No new Bugattis? :)

Yeah was about to cancel my prime but the fact that you can support your favorite streamers for $60/year is too good to pass up.

I actually just just discovered this site while shopping around for tires for the winter. What’s especially useful is the scores on snow and ice traction which I found super useful when comparing all-season tires. Continental Purecontacts are great both in terms of price and winter performance according to the site.

I think hands off(Mint) is the way to go. When you first start using these programs, you’re super enthused and on top of recording every expense. After a month you hardly ever check the app. With Mint the most you have to do is maybe change a category if they categorized it wrong. YNAB is way too much work.

You’ve had your card stolen several times in the past year? Just out of curiousity where have you been shopping? I shop online all the time and this has never happened to me.

If you designed your budget to have so little wiggle room that you can accidentally deplete your entire checking account, you probably have a pretty badly planned budget. This can also easily be solved by having $1000 of buffer/working capital in your checking account at all times. Don’t worry about that $1000 that’s…

So I contributed $5,500 before Apr 15 (all in 2015) for my 2014 IRA and I’ve started contributing to my 2015 IRA. Am I still exceeding the limit?

Does Mint have a function that lets you make your own categories(food and dining, financial)? I know you can add subcategories but I've never found the option to add your own categories. I've resorted to putting all my monthly expenses under "taxes" and then my variable expenses under "financial" with custom…