The basic premise of the advice is sound. Nobody should try to “time” such purchases. If you are buying for the right reasons - to own the home you live in - the right time is as soon as you can. If you have saved 20% for down you can afford. If the monthly costs are similar to what your costs are now, you can afford…

No cancellation. Two words. Moral hazard. I support working to make “state” education free or cheap, but cancellation is a bad idea.

I agree that it’s easy for them to implement but it’s not even remotely realistic that every adult knows about this because USPS sent one promotional mailer. There are so many different situations for living arrangements including multiple adult roommates and people who are traveling for extended periods that could…

You don’t think your email is already connected to your physical address in multiple databases?

The photo included is an odd choice. It features Chinese text, but from a Japanese book (a book for a native Japanese speaker to learn chinese, probably). The electronic dictionary is also for a Japanese speaker and the bookmarks definitely have Japanese text. Poor photo choice to highlight their program of “Chinese…

The demo site listed here seems not to be working anymore. Visiting with both firefox and chrome results in no IP address shown at all:

Eric thanks for pulling this together. I think you failed to make an important point for Puerto Ricans. Many have recently migrated from the island to the mainland. Which means they can now vote!! Puerto Ricans are U.S. citizens and one of the largest class of disenfranchised voters; simply because of where they live.…

What version of IOS is this? Doesn’t work on the latest public version. Maybe you want to use a new screenshot to show this that doesn’t feature the text “Real Rock Hard: The only enhancement actually used by your favorite adults actors.”....