Sometimes the dealer gets incentives (not splitting a percent obviously) from the finance arm, even at 0%.

But some expenses, like filing for divorce, were well worth it.

Who says I don’t haggle?

I’m ridiculously laid back on everything EXCEPT my finances (and maintenance on European cars).

I did this with previous car - put the money in a CD for the term of the car loan, and made 0% interest payments rounded up to the nearest $100.

None.

Use zero interest rates when they’re offered, and earn interest or invest the cash.

Which Beatle? Ringo?

UF Gators?

Prius.

My niece happily rides in the back seat with my dog in the other back seat.

As a daily driver, I’m averaging 33 in mine. 40+ highway, and high 20s city. Plus 9mpg when I drive like an ass.

30-40mpg in my hot hatch.

At $4k. Yes.

Meanwhile when I was carjacked, the thief couldn’t take my car from me because he couldn’t drive a manual transmission (and I had run off to hide)

I took driver’s ed and got an exam waiver for the DMV. This was the car that I took my final test in - a 97 Oldsmobile Achieva (identical to this one).

Tell me about it - here in Miami, where BMW’s are a dime a dozen, I don’t have that level of convenience. Ebay is my saving grace.

My grandmother - who could care less about cars - has an Altima that was a former rental car. She got it for dirt cheap, and it’s never let her down.

In America, or for the US market?

I must confess. My car has exhaust tips.