As long as he’s not heisting Razor future-tech laptops I’m sure he won’t be a problem.

Lol right all the liberals that’d take another Clinton over the Big B SandyMan...

Since you come across as knowledgeable about this stuff, can you explain how the ‘insurance’ works in the game? Do you have to pay an extra 1-time fee or pay some premium-per-month so that whoever destroys your vehicle has to (part of the) cost to replace it?