This is what my e-mail says:

UP TO 50%. 0.1% is up to 50%.

I think they're measuring the time in Mississippis.

I keep a note on my phone with a running list of questions for my doctor. As I think of things between appointments, I add them to the list. He's gotten used to me pulling out my phone and going over the list. Most of them are usually things like "what concerns should I have about doing..." or "if I do this, what…

Yeah, credit card companies used to do that 28-day cycle thing all the time. Nice little racket they had going on until the gubmint stopped it.

Here's how I take care of the issue of remembering when a bill is due:

In the United States (due to the Credit CARD Act of 2009), credit cards must be due on the same calendar day of the month every month. If your payment is due on Jan. 2nd, it will also be due on Feb. 2nd, Mar. 2nd, April 2nd, etc. The date they actually process the bill can vary, but they can not change the due date…

If it wasn't worth it/valuable for the customer, the customer wouldn't pay for the service.

For Georgia residents, you actually get 2 free reports each year from the credit reporting agencies. For the first copy, go through annualcreditreport.com. For the 2nd one, go directly to the credit reporting agency's website and follow the instructions on there. In this regard, TransUnion has never limited me to 2…

How I got in the habit of saving, when I was sure I couldn't afford it, was to start saving $5 per paycheck, automatically pulled into an online savings account that was NOT at my normal bank. After a few paychecks, I asked myself if I thought I could do another $5 a paycheck, so edited my transfers to be $10. I…

No worries, Alan. Many a time I have written something and later said "what the hell does THAT mean? That doesn't even make sense!" It made me think maybe I have completely misunderstood Forever stamps since they came out.

In what way are Forever stamps "a little more expensive" than regular stamps? Forever stamps sell at the current first-class postage rate. "Regular" stamps have a value printed on them and sell for that amount. If you want to use regular stamps to mail a first class letter that does not require additional postage,…

My Wallet:

Granny knots!

My experience with most dentists is that they are condescending asshats. I've been fortunate in that I found one that isn't, but it wasn't easy. My aunt has always told the story that her dentist used to do the asshattery with her, until she had a little "chat" with the dentist that basically amounted to: I'm an…

I question the statement that almost everyone should have life insurance. Life insurance pays money to your beneficiary upon your death, and is typically intended to help replace at least some of your income for your dependents, to help with things such as the mortgage, etc.

I've never been able to get Delta's USB ports to charge my iDevice. Anyone have tips to get that to work?

Anyone have any idea how to get YouTube to stop asking me what name I want to use?

Online renewal in Georgia is questionable right now, as we're in the process of switching to RealID-compliant licenses. From what I understand, in most cases you must go to the DDS in person with every document that's ever been associated with your identity so they can scan them in.

Go to a real-live running store and have them fit you properly. Before I did that, I always had sore knees when I ran. Since being properly fitted in appropriate shoes, my knees no longer hurt. The fitting process took about an hour, with them having me run on the treadmill, then trying on about 8 or 9 different…