No - they have very strict gun control laws there.

WHAT was that shit on the radio?

What is a “secured credit card?”

But you DID write that Trump is a “certified racist.”

Remember - it’s actually a group named “la raza for justice,” or something like that, which has NOTHING to do with the racist group “la raza!!”

hellary, et al., say so!!

A clutch should be nearly a lifetime part unless one is drag racing, or something, or a seal fails and greases the thing.

who are “they?”

Northeasterners like to pretend they’re not, but they like to live in their homogeneous enclaves just like people everywhere do.

Minnesota ain’t the northeast, where surely the self-centered, self-satisfied, city-dwelling millenial know-it-all -deleted- surely lives.

Not unless it’s a variable rate loan.

lol!!

But wrong.

Not true. Stop listening to your uncle/buddy/guy at work.

That counts as a house (used to, anyway) - you would(should) get a mortgage to buy it.

That would have to be a VERY expensive car, and that would have been a VERY unwise use of a home equity loan!

Yes - here’s 100 bucks, but you gotta pay me $150 next Friday....

It’s actually a great idea! I have bought one car that way, as well as made improvements on the house.

That is a very good use. And one can use it to buy or make improvements to ANYTHING that will increase in value, if one is looking to make money. Most new car purchases are NOT money-making. In those cases, one is just saving a lot of money in interest.

Like any debt, use it wisely and it will save you significant money.