Either that or you’re like me - you put in on the table, get the buffer out, contact the fender, then watch the fender shoot across the floor stopping at the other most expensive part in the shop.... always do it on the car because the car is the best fixture available.

You just repeated back to me what I wrote claiming I missed the point. An opinion and a feeling they are different, but there is no principle difference. What if a motor vehicle is the home? What if the home is a motor vehicle? Immediately by trying to say the two are different a grey area develops.

No I’m not missing the point. There is no principled difference between a house and an automobile. Both are property covered under property rights. It’s only a matter of feelings and opinions that has created an illusion of a difference.

most expensive clutch job never bought!

unreasonable debt.

Life is soooo much simpler when you buy your vehicles Cash or are paid for. I just don’t get what people try to prove driving the nicest flashiest car they can barely afford! Meanwhile there are others who have much more discretionary income driving cheap, dependable vehicles because they don’t feel like they need to…

This happened to me. I had a 2013 VW Jetta 2.0 NA 5-speed base model special. Got it because I needed a car (P71 threw a rod), had a good job (WV coal miner), and the engine tranny combo in those cars is almost guaranteed for 250K miles without major problems. In fact I owned a 1990 with the same combo and it had…

In 1995 I drove a car (300ZX turbo anniversary edition 5spd with analog dash - unicorn!) onto a bottomfeeder lot with no clutch throwout bearing. Had to get to work the next day. Found myself in a Probe GT Turbo. White on the outside (not so bad - still love the eggcrate grill) with an interior that is best described…

Remind me to never lend you money. Or a car.

Do you honestly think the lender is ACTUALLY loaning you money at 0% interest? Does that really make sense?

0% interest became popular when Detroit was in big trouble as a marketing tool to move cars. It worked to move metal - but you have to know 0% is just a gimmick. All they really do is reduce other incentives and…

lol that was a good read, thank you!

No, if the person was the sole borrower and they died - it would be the estate and that would be it.

Just park it at a #blacklivesmatter rally with police stickers. Bonus: yell something pro police at the assembled throng. I guarantee your car will be torched by day’s end and you can collect that sweet #blacklivesmatter insurance payout.

I’ve posted this on Jalopnik before, about 6 years ago, but it’s worth a repost. If you are stuck in a car, do not think “I’ll just wreck it” will work, just like the voluntary Repo you are in for a world of hurt you do not eve fathom. On with the story:

Because 0% financing isn’t really 0%. No car dealership, or financial institution, gives anything away for free. Every time I’ve seen 0%, and I’ve taken advantage of it once, I could have paid less for the car if I paid cash. If you’re getting 0% financing they just wrapped the 2-3% interest into the price of the car…

Ooh. Something I have first hand knowledge of (the repo side, not debtor).

Lost my job twice in one year. So, I called the bank and told them I wouldn't be able to make payments. They sold the car and I owed a few grand. So, I had to make payments on that few grand. They were incredibly flexible with how much I had to pay. I think I made a $25 payment once. Anyway, all they wanted from me…

They’ll go after your estate for any money owed, at the very least. I’ve heard mixed stories about relatives being (falsely) made to think they’re on the hook.

They can go after the estate if it seemed worthwhile to do so.

I have had to do a repo once in my life. We had an 04 Impala one an enormous interest rate and due to various issues (Wife’s “friend” borrowed it without permission, crashed it in someones yard and left the scene) and some financial problems (new baby and hospital bills) I called the leasing company and explained the…