*farts

Typically we handle these transactions ahead of time online and use a debit card (run as credit). Of course rental companies and hotels want a card on record, so we use a debit here as well. There is a myth that car rental companies and hotels require an actual cc, when in fact, they take debit. This is because most…

Cool. Have a great weekend Buc!

Youre taking a lot of time explaining something I dont disagree with you on. Finer points. Still dont agree a credit card is necessary to live life well.

Yes, Cro, how the cards work has never been in question. Still doesnt mean you have to have a cc to protect your money.

+1

If you use your debit card as credit when you swipe, your bank should be awarding you the same protections as a CC. If they dont, find a new bank. Its a moot point anyway, I would argue that cash is king and is the ultimate safeguard against fraud. Yep, my spouse and I are the annoying ones slowing down your grocery…

Good for you. You’re one of the very few thats not paid an interest fee on a CC. Personally, Im aware and glad debit card usage isnt reported to credit bureaus as I dont care to have a credit score. I guess I cant say this enough times, but no matter what you think, you can get favorable interest rates without a…

No income and better credit cards? #winning!

Keep herpderpin pleb.

Use Debit Card as Credit. Its not rocket science. Same protection. No risk. Lender gets NOTHING.

Best part of this? Croquette is the same kinda people that love to preach the evils of Wall St.

ROTF...the CC companies love you. Hook, line and sinker.

You nailed it...budgeting is the answer. And if you can create and follow a budget like an adult, you actually DONT need credit to survive (you can get great rates on a mortgage btw with a 0 credit score...granted it takes a little more work). The point here is: people actually DONT need that $20k car. People actually…

WHAT?! THE GAWKER NETWORK OF SITES IS TRYING TO SPIN A SPECIFIC MESSAGE?!?! *leaps off Earth in shock*

Nah, we’re not.

Pro tip: You dont need a credit score (despite what all lenders tell you).

Theyre just warning you on how theyre gonna bend you over on the checked baggage fees.

Lighten up, Francis.

Good news! Youre STILL a scumbag!