I love the one where the oblivious presenter asks “My insurance paid me 3/4 of the price that I originally paid for my car. What do they expect, for me to buy 3/4 of a car?!”

No, you idiot. No.

This commercial is a girl basically saying she doesn’t understand how car insurance works. “I pay on time!” Yes, you are required to. That doesn’t make you special. “Tapping that other car was ‘no big deal’”. That isn’t your call to make. “Why are you punishing me by raising my rate?” The electric company isn’t…

Maybe you should have done a little research on them [your insurance company]