my thoughts exactly

to each their own. He speaks in plain english that’s easy for people to understand and tries to get them to develop simple, sound habits. He doesn’t say anything groundbreaking at all. But he also doesn’t bog people down with hedges, call/put options, etc. I have noticed that it seems like a “good ole boy” network…

Thank you for this so much. My wife, on the other hand - not your biggest fan...sorry

Agree - my wife has cut up her cards, and I said I did, but have 2 stashed in a drawer. I use them for Netflix/Hulu, etc. and paid off monthly. No reason for me to do this, as they are small amounts and no real point generation or anything. I’m going to switch it now!

I get that - but in the Dave Ramsey world, one doesn’t have this form of available financing (because they’ve been cut up once they’ve been paid off - which happens before the emergency fund). Other than 0% auto loans, or a loan from grandma, I don’t know of any 0% out there other than a credit card.

Having gone through and counseled an FPU, I agree he would have an issue. I think the issue is just that he’s 100% staunchly against debt. However, if you’ve been disciplined enough to work through his steps, then having a few transactions to make some more $$$ but still not incur any costs/interest shouldn’t be out…

this is on point. There are only a few issues I take with Dave Ramsey and the money market opportunity cost is one. He does have “baby step 1" which is save $1000. I keep that aside for random things but do a similar thing with you for the bigger savings.

I think of people taking video on their phones and think, “how long did they hold the phone to get that exact moment? How did they know to record then?” In theory, it was just another moment in the game.

Especially for Brisket. But I also smoke roasts and slice them thinly and eat Roast Beef sandwiches. Have used Eye of Round, Bottom, and Sirloin Tip Roast so far.....

Irregardless, we got his point.

I laughed unreasonably hard at this. Awesome.

I don’t disagree - mostly.

I don’t disagree - however, I’m not in the market for a new $100 trashcan because my dog was going crazy, running into my simple human trashcan and dented it at the top, so now the lid doesn’t close right (even after trying to ‘persuade’ it back into original shape)

I don’t disagree - however, I’m not in the market for a new $100 trashcan because my dog was going crazy, running…

I know their history from deadspin with the antics, but did they meet as teammates on the Rangers or did they know each other for a long time before that?

“If I was a recruit and heard that happened, my first thought would be“...next.””

They are locked in since they signed a letter of intent. They can request a release, but unfortunately, as with most things NCAA related, the students don’t have much power here.

Where’s that GoPro footage? Looks like he has it on the helmet.

I would think with the advent of the ‘pylon cam’ in the NFL, they should be able to put a camera in the pipe of the crossbar and have it point straight down to get better angles on the goal line.

in the post game, he told Chris Therien he saw the puck the whole way and maybe got a little lucky, but came off as like it was no big deal.

I got one too. It was “the final notice” yet I got 4 calls and voicemails that day, so how final could it be.