You’re absolutely right, but doesn’t that extra space add to the cost on the other side of the scale? You should factor in the cost of heating, cooling, and maintaining space when it was unneeded. It’s one thing if people want that work and costs (newlyweds in the playing house stage, maybe?) but it gets really old,…

Even if the money is still yours, you have to have it available and it becomes unavailable for other things, hence the cost, regardless of whether or not you recoup it. Also, nothing is a guarantee, and as we see increasingly severe weather around the world, it might be worth considering location when counting on…

You live in a town where it makes sense to buy, so your observation makes sense for your experience. I live in a town where the calculators say the opposite and I promise you your observations here would be different. The renting/buying debate doesn’t address what you’re buying verses what you’re renting—you can buy a…

Everyone knows flexibility and mobility are big advantages to renting but I’ve yet to see one of these articles mention mobility potential as a financial issue. Admittedly, it’s tough to quantify, and what follows is partially anecdotal (sorry!), but it’s been a big enough factor in my life and the lives of almost…