daveywest
Canyoncliffs shifts the demand curve to the right
daveywest

I use Verizon. I’ve spent hours with them troubleshooting data issues. I have 3/4 bars on my phone at work. (inside and out). Calls are crystal clear, but data is zero. I can’t even do a speed test.

Do you take American Express?

My wife’s mental health is deteriorating under the stress of lock down, big projects at work and worrying that our kids (preschool through teens) are safe at home while we both still work. In the past, she struggled to maintain appropriate and level-headed responses to elevated emotional challenges (threatening

So here’s a question. I can pay all my bills, but would taking advantage of mortgage forbearance be a smart move to increase available cash (or alternatively pay down other higher interest loans)?

Blood Oxygen saturation meter (spo2 pulse oximeter) would be really good to have on hand according to multiple sources. That can tell you if you’re having difficulty getting enough air into your lungs that would indicate a need to get professional medical care.

The global confirmed to death ratio is hovering at about 4.7%. That doesn’t account for likely infections that can’t get tested or the questionable pneumonia deaths in nations trying to save face.

Will my 19 year old son that still lives with us and was claimed as an additional dependent on my taxes last year get anything? He was a high school student for the first half of 2019, but filed his own return for the full-time job he worked after graduating?

How about an expansion to this about when to seek medical assistance. If you just have a cough and fever, nothing at the hospital is going to help because it is a viral infection. However, if you experience difficulty breathing get additional help as soon as possible. I picked up a cheap blood oxygen meter for about

If you feel confident in your employment security, a 401k loan could really benefit you in a bear market. Effectively, your investment shifts to a guaranteed income fund likely granting around a 4% return. If the overall market dives 10%, you can come out way ahead in that scenario.

I’m a lazy dad. My teens get a card when they get a drivers licence along with a lecture that it is for gas for their shared vehicle and authorized purchases like milk runs. They understand that if the card is lost or missing, they tell me immediately. It also helps that I’m kinda a tightwad about finances and check

Fairly sure I expressed a similar sentiment on free days last year. Especially the ones on national holidays, free days just exasperate overcrowding issues in the national parks in my area (Zion, Bryce, Grand Canyon, etc.). These places aren’t built to handle mass crowds, so free days are a disservice to these parks.

A couple years ago while shopping for my oldest son’s first vehicle, we came across a ‘94 Corolla with about 30k miles on it. Not really believing the ad, we took it for a test drive. Other than some signs it had been smoked in at one point in the last 3 decades, the vehicle was in great condition. The little old lady

The DJIA is certainly not a total stock market index. The Dow only includes 30 large stocks. For total stock market look at the Russell 2000 or Russell 5000.

Walmarts are now adding charging stations. I’ve never actually seen one of the 8 stations at my local store being used even though the Wal-mart is a block from I-15.

BFADS.net has all the big retailer sale flyers so you can pregame your shopping plan.

Since it’s also Evil Week, try driving by local churches. Many will be having pot lucks and trunk or treats. Free food and free candy all in one stop.

Box up toys for storage and rotate through them over time. We have a big garage, so we can put stuff away eaisly. The little ones know we won’t get out a new bucket of toys unless they box up the last one they got out.

YMMV. I’ve tried this before without success. I have an 800-ish credit score, so that isn’t an issue. My preferred card kept increasing rates outside of changes from the Fed, so I call and said I’d be transferring my balances (joyous medical debt) if they couldn’t do something about it. The rep stuck to a dead-end