I may eat my words but agree with Nikki Haley’s assessment of this being a disgusting rumour.

These kind of articles also always seem to have one liiiiitle impossible “gotcha” that isn’t possible for people in a majority of situations.

I think mine dropped 30 points or so when I paid off student loans. Not a huge deal I guess. But it dropped me from “excellent” to “very good”, which likely could have cost me a ton of money had I been purchasing a house or car at the time.

People with names meaning bear are cool:

Shoutout to people who give a damn!

Yes! I found this extremely frustrating. Mine didn’t get “destroyed”, but definitely dropped when I paid mine off. WTF is the point of scoring someone’s ability to pay off debt when you penalize them for... paying off debt!

Not just universities, pretty much every corporation and organization. The Red Cross recently got exposed for giving an exec accused of rape and harassment a glowing recommendation so he could move on to a job at Save the Children. They’re all fucking complicit.

Depending on how long you’ve had the card, I’d call them and ask them to increase your cap. If you’ve been there for a little while, they’ll probably be okay (especially if you’ve been paying stuff back on time). If you’re feeling a little timid about calling and asking, you can always give a reason for it (I’m going…

I feel like it is bullshit that when you pay off student loans your credit score gets destroyed. Especially for people starting off where the student loans might be the longest line of credit they have

Student: Please tell me about Anne Frank.

The high utilization thing is annoying. I get why it’s there, but it seems like the rate of repayment should factor into it.

They are all bad. Every university. It’s because they are busting a the seams with administrators being paid absurd amounts of money to run them like businesses. It is such an obvious problem. I would be more excited to see that bubble burst if I wasn’t about to hit the academic job market...

Oh my God, they picked that fucking line?! I thought these people were meant to be intelligent.

I remember it as “20 minutes of action”, and can’t recall the word “mistake” appearing. Mind you, that little treat had me wanting to set things on fire so I could have missed the usual ‘just a mistake’ handwave that inevitably gets pulled out.

Come on now. He can’t even enjoy eating a steak any more.

How about we get hundreds of these printed as signs to decorate that bullshit garden?

Stanford is as bad as Michigan State or Penn State. These big universities don’t give a shit as long as their sports teams generate revenue and the endowment continues to be funded. Fuck them all.

They are memorializing rape, not honoring the survivor. If they are going to go this route, Brock should weigh in. He’s the expert, afterall.

The point I think you may be missing from the get out of debt stories often featured here, while they give examples on how some people have done it, the stories are not so much “this is how you do it” but rather showing that the most reliable way you get out of debt is by setting an attainable goal, developing a plan…

Sell your car, put your kid up for adoption and move into a hostel. Easy peasy!

These articles don’t serve much purpose to actually helping people with financial stability.