No different than a low 911 raised to “unnecessarily” high ride height

Hospitals are putting massive numbers of people on furlough or cutting pay. It’s scary!

You must be surrounded by people who have a healthy trust fund and don’t have to worry about income during these crazy times -- so unbelievably different a mere 3 months later!

You are one of the few true enthusiasts, I applaud you!

Not so funny now with the current economy, eh?

I call BS. If you actually have a $250k car, you would likely have 4 to 6 other cars (or more). Are you saying not a single one is around half of $250k? If they are all in the $250k range, then you still have the option of buying one $500k car by selling a couple. You don’t sound like you actually have the income of a…

So you really mean the Sienna is reliable and super easy to find parts for? ;)

Plus!

Just telling you that spending $90k vs $160k on a car is not that big of a deal if one actually, truly can afford a $90k toy in the first place.

Here’s an example of why you are not throwing away any money: If there are 4 cars in the garage and one or two are toys you are bored with, you can decide to get rid of it/them to get a new $160k car, or keep them for sentimental value and get a $90k car.

Yeah, no. The decision making becomes quite different when you are looking at $90k toys.

Psshhhhhh. I go big cuz I don’t go home — 180 months baby, who needs a home!

This is a plaything, not a necessary commuter to get you to work. How much you need to put down, how much monthly payments run were not in my consideration (again, in the context of a toy like this car). But since you took the time to crunch the numbers, I’ll play with you.

Spoken like a true enthusiast! I don't walk the walk when it comes to splurging ... 

You are right about one thing — most Americans live way beyond their means and are accumulating debt like it’s going out of style.

Sounds like we will just have to agree to disagree on what “afford the car” means.

Is it though? Typically it’s considered smart to spend 10% of the yearly income on a car. It’s not a hard decision to consider 10% versus splurging a little to up it to 17.777%

Nah. IMO it’s smart to spend about 10% of their yearly income on a car (especially a toy like this.) The decision between spending 10% versus 17.777% is more trivial than deciding to putting off that vacation.

In your specific scenario you describe, that’s not really “afford” the car. Spending more than 50% of your yearly income (even after-tax) is crazy, even for a car enthusiast (unless you are single I guess?). The difference should really be, “should I spend 10% or 20% of my yearly income.”

Zing!