If you’re ever in Seattle, be sure to check out Bathtub Gin & Co.

It’s true. NPR’s Planet Money did a great podcast on it. Our country’s tax process is far more complicated than those of other countries, and our tax companies lobby to keep it that way. (They are aided to some extent by anti-tax advocates, who argue that making paying taxes simple would make it easier to raise taxes.)

You pay the taxes now if you direct deposit into a Roth 401(k)...  

That’s not a bad strategy. However, many people don’t realize that you can convert a traditional 401(k) to a Roth (IRA) anytime you could otherwise do a rollover. Some companies even let you convert trad-401(k) funds to a Roth 401(k) while “in service.” You can’t ever convert Roth to traditional. So contributions to a…

It functions similarly to a Roth IRA, but doesn’t carry the same income restrictions. Basically, it’s a 401(k) that you contribute post-tax dollars to, and in return you don’t pay pay taxes on distributions in retirement. Worth looking into if you believe your taxes in retirement will be higher than they are now.

He’s talking about a Roth 401(k), not a Roth IRA.

For those lucky enough to be making ends meet, and to occasionally get raises, my #1 suggestion is to just save the raise.  Put it into a 401(k), savings acct, etc., before it ever hits your regular account.  It doesn’t hurt at all and really helps battle lifestyle inflation.

For those who have a 403b, also investigate whether you have access to a 457. While 403b fund options are generally greater (and fees lower), that’s not always the case.

VTSAX and chill.

That’s true, but I think most airlines have their own rules that mean they can’t. That said, I’ve never actually asked.

Oddly, it’s 100% okay to take those through the checkpoint.  The TSA just doesn’t let you open them on the flight.

I get through every time with pre-mix bottles.  I use the little 2 oz bottles that Blue Apron used to send in their meal kits.

I usually pre-mix an old fashioned with the correct amount of simple syrup, bitters, and zest. The zest isn’t as good as fresh, but the bitters/syrup mixture absorbs some of the flavor. Then it’s just a matter of pouring the pre-mix into your glass of bourbon—no need to play mixologist in the sky.

We all know the fastest way to save $1MM is to take a small loan from your father.

If you spend most of your time talking about things you don’t like, you might be a hipster.

The skillet may be the best money can buy, but the handle is horrendous.  

The skillet may be the best money can buy, but the handle is horrendous.  

Hot take: White vinegar is the vodka of vinegars.

“Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.” – Peter Lynch

This is a great question. Liquidity (the amount of cash on hand) matters. If you can pay off the CC debt and still make ends meet, do it. If the extra liquidity is worth the the interest charges, keep the debt.

I have a Unifi AP, absolutely love it. I run the free Sophos UTM software as my “router” only because I already has a 24/7 ESXi box.