If you’re thinking about advanced features like PoE or management, I highly recommend you invest a bit more in a “Small Business” grade switch, rather than rely on consumer level products that you’ll typically find at your big box store. I’m a big fan of Ubiquiti in this regard, but other options exist. They typically…

They threw a punch at us. I’m not too concerned if I punch you—I probably had a good reason. If you punch me back we have a fight on our hands.

Again, my question wasn’t about what is or is not treason. If you believe Trump’s reversal, fine. But his pro-Russia stance during the press conference is more in-line with his past comments than his recantment. I think it’s reasonable to be suspicious.

I’m not a constitutional lawyer, so I really don’t know whether statements could be treasonous. I think the concern here is not with the actions—conducting relations without taking history into account I’m fairly certain isn’t treason. I think the concern is a perceived bias for Russia that many take to indicate Trump…

Thanks for the thoughtful post! My question wasn’t really about whether the statements were treasonous or not, so I’ll leave that aside.

Genuinely curious here: how so? The “treason” accusations are about denying that Russia did anything wrong, which the US intelligence community views as a fact. So, the allegation is that siding with Russia over the FBI, and denying an “attack against our democracy” by a foreign agent, is treason. What occurred during…

A fair point, though I still think retaining the option is a benefit that many overlook.  Usually the best time to convert is when you’re income is lowered for some reason—like when you’re switching jobs.

Now that’s a need trick...

(In my experience) 3% is way too high for a financial planner. Most I’ve talked to charge around 1% as their standard rate. I’ve spoken to people that have CFPs at about one third of a percent (0.33%).

This article is way too simplistic. Many people might benefit from a Roth, but it’s not as cut and dry as it seems. See my other comments re: contributions @ your top tax rate vs withdrawals @ your effective rate.

Oh, what’s wrong with the example of the last paragraph is that it assumes “Tom” invests the tax savings in a taxable account. That’s a silly assumption—he’s under the 401(k) limit, he would put it in the 401(k). Both Tom and Elaine would come out the same in that scenario. (Except they wouldn’t in real life, see…

Yeah, I don’t see how the math of the last quote works out. Something is wrong with it somewhere.

Great pan. Horrid handle.

Great pan. Horrid handle.

... until some small molecule is discovered which can fool the body into commencing the melanocyte cascade ...

It’s true, but that’s really loosing the spirit of this “hack.” I’m just saying that if you can’t or won’t buy the right tool for the job, at least get the tool that’s basically designed to do what this hack purports to.

An adjustable wrench—and vice grips for those tricky nuts/bolts—seems like the right answer here.

Da true lifehack.

It refers to changing the card type to a free option with the same bank. Most banks offer a no-annual-fee card. Switching your fee-incurring card to the non-fee type is not seen as closing an account for credit score purposes, and you generally get to keep your same credit limit. So no negative effect on credit score.

If you’re over the age of three, you’re not the audience we’re concerned about.

You are correct with respect to inherited Roth IRAs. However, they’re still the best deal in interest-advantaged savings (notwithstanding that whole “someone dies” requirement).