Especially for ladies, negotiating is a must. I negotiated my first salary—asked for $5K more, received $2K more. Less than 3 months later they bumped me up $3K more which was a godsend when I went to another company who refused to give me any higher than what I was currently making.

Ditto to what Mario does. At first we did 50/50 but my boyfriend didn't like that because he thought it felt "transactional." (I'm very into budgeting, paying back to the penny, etc. and he's more of a go with the flow, let it even out sort of person.) So we decided to get a joint checking account for all shared…

Well yes, but I was following the "snowball" method suggested by Dave Ramsey. It worked for me. And I'll be done soon regardless.

Great points.

I graduated college with about ~$30,000 in public debt. My grandparents graciously gifted me $5,000 as a graduation gift—which went straight to my smallest loan. (I have no other debt.)

I work for a non-profit in Washington, DC. My rent is $850 and after taxes (and contributing a small about to retirement…

My boyfriend and I just got a 1000+ sq. ft. condo in Logan Circle in DC. Beautiful and renovated—we just agreed to sign on for 2 years and that's what got us the place.

I file my own taxes using HR Block's online tax prep service. Because I am under 52 and make less than $50K, (or something like that) it's free for state and federal returns. I've been doing this for 3 years and they have never steered me wrong. It's a great marketing strategy too, because when I finally have to…